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Question
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Related questions
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A borrower has the right to purchase the property after default by paying the full amount of the debt, plus any interest and costs that have accrued.
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A lender can make a higher-priced mortgage loan based on the value of the consumer's home without verifying the consumer's ability to repay the loan.
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A borrower has a right to rescind a mortgage within three business days.
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The annual percentage rate is the actual cost of a loan on a yearly basis.
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Steering and targeting occur when a lender manipulates a borrower into accepting a loan product that benefits the lender but is not the best loan for the borrower.
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Lenders are required to charge prepayment penalties on most subprime mortgages and home equity loans.
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A reverse mortgage starts as a fixed-rate mortgage and then converts into an adjustable-rate mortgage.
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Wilbur files a petition in bankruptcy for relief through an individual's repayment plan. Wilbur is granted a discharge. Debts that will not be discharged include claims for
A.contributions to employee benefit plans.
B.money to be paid for services not rendered.
C.fraudulently incurred debt.
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Petulia is a debtor. Her employer Quantum Investments, Inc., her alma mater State University, and TimePay Credit Company are her creditors. For these parties, a petition in bankruptcy for relief through an individual's repayment plan could be filed on Petulia's behalf by Petulia and
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To adjust debt and institute a repayment plan, Charlie-who is not a corporation, a partnership, or a family farmer or fisherman-may file a petition in bankruptcy for relief through
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For action to be taken during a shareholders' meeting, a quorum must be present.
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The article of corporation cannot exclude shareholders' voting rights.
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Shareholders' meetings do not have to occur on any regular basis.
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A board of directors can delegate some functions to corporate officers.
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Directors are rarely compensated, but when they are, they can set their own compensation.
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A director usually serves on a corporation's board for a life term.
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An individual director does not act as an agent to bind the corporation.
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Frothy Beverage Corporation is a public company whose shares are traded in the public securities markets. Under the Securities Act of 1933, Frothy is required to
A.contribute to the operations of national stock exchanges.
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Pumping up a company occurs when a single person using multiple aliases on an online forum creates the illusion of widespread interest in a stock.
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"Forward-looking" financial forecasts are prohibited under SEC Rule 10b-5.
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The Securities Exchange Act of 1934 provides for continuous, periodic disclosures by publicly held corporations.
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Sales of securities must occur within five days of registration.
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An employer with fewer than fifteen employees is automatically shielded from federal employment discrimination laws.