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Question
A product liability action may be based on warranty theory.Answer
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A borrower has the right to purchase the property after default by paying the full amount of the debt, plus any interest and costs that have accrued.
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A lender can make a higher-priced mortgage loan based on the value of the consumer's home without verifying the consumer's ability to repay the loan.
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A borrower has a right to rescind a mortgage within three business days.
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Lenders are required to charge prepayment penalties on most subprime mortgages and home equity loans.
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A reverse mortgage starts as a fixed-rate mortgage and then converts into an adjustable-rate mortgage.
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Wilbur files a petition in bankruptcy for relief through an individual's repayment plan. Wilbur is granted a discharge. Debts that will not be discharged include claims for
A.contributions to employee benefit plans.
B.money to be paid for services not rendered.
C.fraudulently incurred debt.
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Petulia is a debtor. Her employer Quantum Investments, Inc., her alma mater State University, and TimePay Credit Company are her creditors. For these parties, a petition in bankruptcy for relief through an individual's repayment plan could be filed on Petulia's behalf by Petulia and
A.none of the other parties.
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D.her employer only.
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To adjust debt and institute a repayment plan, Charlie-who is not a corporation, a partnership, or a family farmer or fisherman-may file a petition in bankruptcy for relief through
A.a liquidation.
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For action to be taken during a shareholders' meeting, a quorum must be present.
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The article of corporation cannot exclude shareholders' voting rights.
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Shareholders' meetings do not have to occur on any regular basis.
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A corporate officer is expected to be informed on corporate matters.
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A board of directors can delegate some functions to corporate officers.
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Directors are rarely compensated, but when they are, they can set their own compensation.
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A director usually serves on a corporation's board for a life term.
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An individual director does not act as an agent to bind the corporation.
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Frothy Beverage Corporation is a public company whose shares are traded in the public securities markets. Under the Securities Act of 1933, Frothy is required to
A.contribute to the operations of national stock exchanges.
B.disclose financial and other information about its securities.
C.engage in market surveillance to deter undesirable practices.
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Pumping up a company occurs when a single person using multiple aliases on an online forum creates the illusion of widespread interest in a stock.
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"Forward-looking" financial forecasts are prohibited under SEC Rule 10b-5.
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The Securities Exchange Act of 1934 provides for continuous, periodic disclosures by publicly held corporations.
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Against a charge of a violation of the Securities Act of 1933, only an issuer of stock can assert the due diligence defense.
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Few securities can be resold without registration.
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Sales of securities must occur within five days of registration.
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An employer with fewer than fifteen employees is automatically shielded from federal employment discrimination laws.