Question

In Safeco Insurance Co. v. Burr, the court determined that:
A.Because insurance companies are in such an obviously advantageous bargaining position with regard to their customers, any erroneous reading of the Fair Credit Reporting Act by an insurance company constitutes a reckless violation of the Act.
B.The Fair Credit Reporting Act does not recognize willful or reckless conduct as an action that authorizes private actions.
C.Notice of an adverse decision by an insurance company is not required during the initial application stage as long as the company issues the customer insurance, even at a higher rate.
D.An erroneous reading of the statute is not automatically willful or reckless if the reading was not objectively unreasonable.

Answer

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