Question

Scarlet is delinquent on her car loan. The debt collector hired by the bank has called her and has used obscene language while talking with her. Scarlet is annoyed but has suffered no actual damages. Under the Fair Debt Collection Practices Act, the debt collector:
A.May not be ordered to pay Scarlet any money because she suffered no injury.
B.May be ordered to pay up to $1,000 for using obscene language.
C.May be ordered to pay up to $10,000 for using obscene language.
D.Is not liable to Scarlet but the bank that hired the collector is liable to her.

Answer

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