Question

The qualified thrift lender test is designed to ensure that

A. a floor is set for the mortgage related assets held by savings institutions.

B. a ceiling is set on the mortgage related assets held by commercial banks.

C. savings associations are covered by risk-based deposit insurance premiums.

D. an interest rate ceiling is imposed on small savings and time deposits at savings institutions.

E. regulators could close thrifts and banks faster.

Answer

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