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Question
The system of flat deposit insurance premium formerly used in the U.S.
A. enhances bank safety and soundness because it discourages bank risk taking.
B. reduces bank safety and soundness because it encourages bank risk taking.
C. has no impact on bank safety and soundness.
D. places banks that are considered "too big to fail" at a disadvantage.
E. provides unfair advantage to small community banks.
Answer
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Related questions
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The McCarran-Ferguson Act of 1945
A. separated commercial banking from insurance activities.
B. mandated federal insurance company charters.
C. stipulated that insurance companies are to be regulated at the state level.
D. initiated a national insurance guaranty fund.
E. limited insurance company assets to low risk government securities.
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A. the expected payment commitment on existing policy contracts.
B. a fund established and held separately from the company's other assets.
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A. Position trading.
B. Pure arbitrage.
C. Liquidity trading.
D. Risk arbitrage trading.
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A. has publicly-traded common stock.
B. provides equity funds to companies that already have publicly traded common stock.
C. is a subsidiary of a nonfinancial corporation.
D. provides debt funding to only to established corporations.
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Which of the following would be a key area of activity for an investment bank specializing in the commercial side of the business?
A. Purchase of existing securities.
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