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Question
Which of the following is true about current mortgage lending practices?A) Black/White lending differences have been eradicated.
B) Blacks with greater incomes are rejected more often than Whites with lower incomes.
C) Latinos with zero income are able to get better mortgage rates.
D) White people have harder times getting a mortgage when compared with Blacks.
Answer
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Related questions
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Martin has been dealing with hospital bills and paperwork from a recent emergency room visit. His paperwork is mounting and is routinely mishandled and lost in the system. He supports a __________ plan which would greatly reduce administrative costs and complexity.
A) fee for service
B) employer supported insurance
C) single-payer
D) electronic medical records
Q:
Most government subsidies go to the non-poor. These are known as __________.
A) welfare
B) warfare
C) wealthfare
D) regressive taxes
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Giancarlo does not like paying medical bills. He wants a healthcare system very similar to the U.S. Department of Veteran's Affairs based on the __________ model.
A) Bismarck
B) Beveridge
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__________ is/are a force currently transforming the U.S. economy.
A) New innovations based on computer technology
B) A shift from services to manufacturing
C) Localization of the economy
D) A booming entertainment industry
Q:
In fourteenth-century Europe, the common punishment for homosexuality was __________.
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In the past thirty years, HIV/AIDS has risen to the level of a __________, which is a worldwide epidemic.
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Juan supports a single-payer option for healthcare but with private healthcare providers. This is known as the __________ model.
A) Bismarck
B) Beveridge
C) National Health Insurance
D) Fee for Service
Q:
The "hidden welfare system" refers to government aid that goes to the non-poor in the form of __________.
A) tax increases on wealthy individuals
B) direct subsidies to corporations
C) low-cost credit to people below the poverty line
D) increased scrutiny and oversight for corporate lending
Q:
In a "single-payer plan," __________.
A) profit for stockholders and payment of stock dividends is the primary motive behind healthcare delivery
B) the government collects premiums and pays bills
C) a one-time lifetime payment for health insurance is required from every citizen
D) each extended family has only one designated relative who pays all medical bills for the family
Q:
Gay couples live in over __________ percent of the counties in the United States.
Q:
The National Health Insurance Model of care is found in __________.
A) Canada
B) Belgium
C) Cuba
D) the United States
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__________ refers to the investment choices that involve the movement of corporate monies from one investment to another.
A) Capital flight
B) Outsourcing
C) Globalization
D) Alienation
Q:
The __________ stage is the stage of modern demographic transition in which population growth remains high while death rates decrease markedly.
Q:
Josh grew up in an upper-class family with regular doctor visits and access to health resources like exercise equipment and nutritionists. He understands the things he needs to do to live a healthy lifestyle. Josh's situation illustrates __________.
A) the greater access to positive health habits the wealthy have
B) how much more Josh cares about his health than other people
C) the priority the wealthy put on healthcare
D) the importance of government intervention in healthcare
Q:
Firing someone simply for being gay is a form of __________.
A) the Employment Non-Discrimination Act
B) occupational discrimination
C) anti-Semitism
D) cultural persecution
Q:
The __________, those whose incomes are at half the poverty line or less, make up over 6 percent of the U.S. population.
A) working poor
B) old poor
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Q:
Discuss the evidence supplied that the drug war is racist. How do you think this came about? How could it be changed? Be specific.
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What pressures people to use drugs? Which set of pressures do you think will be harder to change?
Q:
Why would a homosexual hide his/her sexual orientation on the job?
A) One can still be fired for being gay.
B) Employers expect more work for less pay from gay employees.
C) Affirmative action legislation forces them to hide their orientation.
D) There may be fear of an unwarranted promotion.
Q:
Homophobia shares the same ideological roots with other forms of prejudice including __________.
A) racism
B) ableism
C) dysfunctionalism
D) sexism
Q:
The U.S. Census data show that approximately __________ people work full time and yet still find themselves below the poverty line.
A) 100,000
B) 500,000
C) 1.5 million
D) 2.5 million
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A) is split about
B) is uniformly accepting of
C) condemns
D) is impossible to measure about
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A) they do not help the societal poverty rate
B) rural farmers are excluded from loan program
C) city dwellers are excluded from the loan program
D) individuals are excluded from the benefits
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A) four
B) ten
C) twenty
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A) Asian American women
B) African American women
C) White women
D) Latina women
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It is legal to give healthy children with short stature a human growth hormone.
Q:
Which was the first state to allow marriage for same-sex couples?
A) Massachusetts
B) Hawaii
C) Colorado
D) New York
Q:
Prior to the 2010 healthcare reform in the United States, the uninsured __________.
A) had no access to healthcare
B) had no ability to apply for government programs
C) were guaranteed healthcare only at emergency rooms in public hospitals
D) were given vouchers for private insurance
Q:
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A) the costs of private hospitals implicitly deny services to many poor patients
B) health insurance plans refuse to cover poor customers
C) insurance companies cancel coverage for those who utilize healthcare above their monthly payments
D) patients are prescribed generic brands instead of brand name prescriptions