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Question
Which of the following is true of credit reporting protections provided to consumers under the federal Fair Credit Reporting Act (FCRA)?
A. In case of inaccurate information in a credit file, the concerned credit reporting agency must make the correction, usually within 90 days.
B. If a person makes a request, the concerned credit reporting agency must give the person a list of all those who have recently sought information about him or her.
C. Credit reporting agencies do not need a written consent from a person to provide information to the persons employer or prospective employer.
D. Negative information more than two years old must not be reported in a consumers credit file.
Answer
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